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1. Security: Details of any security or collateral provided for the loan - include when additional security is required

2. Guarantee: Terms of any personal guarantee - include when a third-party guarantor is involved

3. Early Repayment: Terms for early repayment options - include when early repayment is permitted

4. Assignment: Rights to assign the agreement - include when either party may need to transfer rights

5. Insurance: Requirements for insurance - include for larger loans or when specific assets are involved

6. Force Majeure: Provisions for unforeseen circumstances - include for longer-term loans

7. Costs and Expenses: Allocation of legal and administrative costs - include when significant costs are involved

1. Schedule 1 - Repayment Schedule: Detailed breakdown of repayment dates and amounts

2. Schedule 2 - Security Details: Detailed description of any security or collateral provided

3. Schedule 3 - Copy of Emirates ID: Copies of Emirates ID of all parties as required by UAE law

4. Schedule 4 - Bank Account Details: Bank account details for disbursement and repayment

5. Appendix A - Promissory Note: Standard form promissory note as additional security

6. Appendix B - Security Cheques: Details of any post-dated cheques provided as security