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1. Security: Include when the credit facility is secured by collateral or guarantees

2. Insurance: Include when specific insurance requirements are imposed on the customer

3. Financial Covenants: Include for larger facilities requiring specific financial maintenance tests

4. Islamic Finance Provisions: Include when the facility needs to be explicitly Sharia-compliant

5. Parent Company Guarantee: Include when a parent company guarantee is required

6. Cross-Default: Include when the agreement needs to be linked to other financial arrangements

7. Assignment and Syndication: Include for larger facilities that may be syndicated or assigned

8. Compliance with Trade Laws: Include when dealing with specific regulated industries or international trade

1. Schedule 1 - Facility Terms: Detailed terms of the credit facility including limits, pricing, and specific conditions

2. Schedule 2 - Form of Drawdown Notice: Template for requesting utilization of the credit facility

3. Schedule 3 - Security Details: Details of any security or collateral provided

4. Schedule 4 - Conditions Precedent Documents: List of required documents and conditions to be satisfied

5. Schedule 5 - Financial Reporting Requirements: Specific financial reports and their frequency

6. Appendix A - Calculation of Profit Rate: Methodology for calculating applicable profit rates

7. Appendix B - Form of Compliance Certificate: Template for periodic compliance certification

8. Appendix C - Know Your Customer Requirements: Required customer due diligence documentation