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1. Security: Details of any collateral or security provided for the loan - include if the loan is secured

2. Death or Incapacity: Provisions dealing with what happens if either party dies or becomes incapacitated - recommended for larger loans or elderly parties

3. Tax Provisions: Specific tax treatment and responsibilities - include if the loan amount is significant or tax implications need clarification

4. Default Interest: Additional interest applicable on late payments - include if parties want to impose penalties for late payment

5. Dispute Resolution: Mediation or alternative dispute resolution procedures - recommended for larger loans

6. Assignment: Whether the loan can be assigned to other family members - include if relevant to family situation

7. Amendments: Process for making changes to the agreement - include for longer-term loans

1. Repayment Schedule: Detailed schedule showing dates and amounts of repayments

2. Security Details: Description of any assets provided as security (if applicable)

3. Related Correspondence: Copies of any relevant family correspondence or prior agreements regarding the loan

4. Tax Documentation: Any relevant tax forms or calculations required under Austrian law

5. Bank Details: Schedule containing the bank account details for making payments