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1. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required beyond standard property insurance

2. Additional Security Arrangements: Used when additional collateral or guarantees are required beyond the primary mortgage

3. Property Valuation Provisions: Specific provisions regarding property valuation when regular revaluation is required

4. Foreign Currency Provisions: Required when the loan is denominated in a currency other than EUR

5. Co-Borrower Provisions: When there are multiple borrowers involved

6. Construction Provisions: Required when the loan is for property construction or major renovation

7. Early Repayment Terms: Detailed provisions for early repayment when offering specific early repayment options

8. Interest Rate Hedging Requirements: When interest rate hedging is mandatory or offered

1. Repayment Schedule: Detailed amortization schedule showing principal and interest payments

2. Property Description: Detailed legal description of the mortgaged property including land registry details

3. Fee Schedule: Comprehensive list of all applicable fees and charges

4. Required Insurance Specifications: Detailed insurance requirements and minimum coverage amounts

5. Standard Form Notices: Templates for various notices required under the agreement

6. Property Valuation Report: Initial property valuation report and requirements for future valuations

7. KYC Documentation: Required customer due diligence documentation as per Austrian banking regulations

8. SEPA Direct Debit Mandate: Authorization for direct debit payments if applicable