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The Close Credit Card Letter is an essential document used in the Australian financial services sector when a cardholder wishes to formally terminate their credit card agreement. This document is particularly important as it provides written evidence of the closure request and helps ensure compliance with Australian banking regulations, including the National Consumer Credit Protection Act 2009 and the Banking Code of Practice. The letter typically includes the cardholder's personal information, credit card details, confirmation of account status, and specific instructions for closure. It serves multiple purposes: documenting the customer's request, protecting both parties' interests, and ensuring proper processing of the account closure. This document is especially relevant in situations where cardholders need to maintain records of their financial affairs or when dealing with disputes about account closure timing.

1. Sender Details: Full name, address, and contact information of the cardholder

2. Recipient Details: Bank/credit card issuer's name, relevant department, and full address

3. Account Information: Credit card number (last 4 digits only), account number, and any other relevant identifiers

4. Closure Request: Clear statement requesting the closure of the credit card account

5. Account Status Declaration: Statement confirming that all outstanding balances have been paid or will be paid

6. Action Request: Specific requests for the bank to confirm closure in writing and provide final statement

7. Signature Block: Space for signature, printed name, and date