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1. Prepayment Provisions: Terms allowing early repayment and any associated penalties or benefits - include if early repayment is permitted

2. Guarantor Provisions: Terms relating to any guarantor of the note - include if there is a guarantor

3. Insurance Requirements: Obligations to maintain insurance on collateral - include if specific insurance is required

4. Financial Covenants: Specific financial requirements or ratios - include for business borrowers

5. Assignment and Transfer: Terms governing the transfer or assignment of the note - include if the note is intended to be transferable

6. Tax Provisions: Allocation of responsibility for taxes - include if tax implications need to be addressed

7. Digital Execution: Provisions for electronic signature and record-keeping - include if digital execution is contemplated

1. Schedule A - Collateral Description: Detailed description of all assets serving as security

2. Schedule B - Payment Schedule: Amortization table or detailed payment schedule if installment payments are involved

3. Schedule C - Security Registration Details: PPSR registration information and other security registration details

4. Appendix 1 - Guarantor Agreement: Form of guarantee if applicable

5. Appendix 2 - Collateral Valuation: Independent valuation of security assets if required