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1. Guarantor Provisions: Required when a guarantor is providing additional security for the loan

2. Early Repayment: Included when early repayment options and associated fees/calculations need to be specified

3. Multiple Vehicle Security: Used when more than one vehicle is being provided as security

4. Business Purpose Declaration: Required when the loan is for business purposes and certain consumer credit provisions don't apply

5. Special Conditions: For any non-standard terms specific to the particular loan arrangement

6. Cross-Collateralization: Required when the security vehicle also secures other loans with the same lender

1. Schedule 1 - Vehicle Details: Detailed description of the security vehicle including make, model, year, VIN, registration number, and condition report

2. Schedule 2 - Payment Schedule: Detailed breakdown of repayment amounts, dates, and amortization schedule

3. Schedule 3 - Fees and Charges: Comprehensive list of all applicable fees and charges, including late payment fees and enforcement expenses

4. Schedule 4 - Insurance Requirements: Specific insurance requirements including minimum coverage amounts and required policy terms

5. Appendix A - Direct Debit Request: Direct debit authorization form for automatic payment setup

6. Appendix B - Privacy Consent: Required privacy consents and credit reporting authorizations

7. Appendix C - Information Statement: Mandatory information statement required under the National Credit Code