The Affidavit of Occupancy serves as a critical document in Canadian real estate and financial transactions, providing legally binding proof of property occupation. This sworn statement is commonly required by financial institutions during mortgage applications, insurance companies for policy issuance, and legal authorities for various proceedings. The document must be executed in accordance with federal and provincial regulations governing affidavits and sworn statements. It typically includes detailed information about the property location, occupancy dates, nature of occupancy, and the identity of occupants. The Affidavit of Occupancy may also be required in situations involving property tax assessments, public housing applications, or verification of primary residence status. Its sworn nature makes it a serious legal document with potential consequences for false declarations.
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1. Affiant Information: Full legal name, current address, and occupation of the person making the sworn statement
2. Property Identification: Complete legal description and address of the property in question
3. Purpose of Affidavit: Statement explaining why the affidavit is being made (e.g., mortgage requirement, insurance purposes)
4. Occupancy Declaration: Specific statements about the nature and duration of occupancy, including move-in date and current occupancy status
5. Truthfulness Declaration: Standard declaration that all statements made are true and accurate
6. Signature Block: Space for affiant's signature and date
7. Notary/Commissioner Section: Space for notary public or commissioner of oaths to witness and stamp the document
1. Co-Occupant Information: Details of other occupants when relevant to the purpose of the affidavit
2. Previous Address History: Include when required by financial institutions or for verification purposes
3. Property Usage Details: Specific details about how the property is used, particularly relevant for mixed-use properties or investment properties
4. Insurance Claims History: Include when the affidavit is being prepared for insurance purposes
5. Mortgage Information: Include when the affidavit is being prepared for mortgage purposes
6. Vacancy Periods: Declaration of any periods the property was vacant, if applicable
1. Schedule A - Property Details: Detailed legal description of the property, including lot number, plan number, and other relevant legal identifiers
2. Schedule B - Proof of Occupancy: Copies or lists of supporting documents such as utility bills, driver's license, or other proof of residence
3. Schedule C - Floor Plan: Property layout showing occupied areas, if relevant for partial occupancy situations
4. Appendix 1 - Photo Documentation: Photographs of the property and evidence of occupancy, if required
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Relevant Industries
Real Estate
Banking and Financial Services
Insurance
Legal Services
Mortgage Lending
Property Management
Public Housing
Government Services
Relevant Teams
Legal
Mortgage Processing
Real Estate Operations
Insurance Underwriting
Compliance
Housing Administration
Property Management
Document Processing
Risk Assessment
Relevant Roles
Mortgage Loan Officer
Insurance Underwriter
Real Estate Attorney
Property Manager
Housing Officer
Legal Assistant
Notary Public
Commissioner of Oaths
Real Estate Agent
Mortgage Broker
Legal Compliance Officer
Housing Program Administrator
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