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1. Parties: Identification of the lender and borrower with full legal names, addresses, and registration details
2. Background: Context of the loan agreement, including the purpose of the loan and any relevant business relationship between the parties
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest Rate and Calculations: Details of the interest rate, calculation method, and payment frequency
6. Drawdown: Conditions and procedures for accessing the loan funds
7. Repayment Terms: Schedule and methods of repayment, including principal and interest payments
8. Security and Collateral: Description of assets or guarantees securing the loan
9. Representations and Warranties: Statements of fact and assurances from the borrower
10. Covenants: Ongoing obligations of the borrower during the loan term
11. Events of Default: Circumstances that constitute default and their consequences
12. Remedies: Lender's rights and remedies in case of default
13. Notices: Process for formal communications between parties
14. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction
15. Miscellaneous: Standard boilerplate provisions including severability, amendments, and assignment
1. Guarantee Provisions: Required when there is a third-party guarantor for the loan
2. Syndication Rights: Include when the lender may want to syndicate the loan to other financial institutions
3. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required for loan security
4. Change of Control: Include for borrowers where ownership stability is crucial to the loan agreement
5. Subordination Terms: Required when the loan needs to be subordinated to other debt
6. Currency Conversion: Include when loan or repayments involve multiple currencies
7. Tax Provisions: Detailed tax arrangements when complex tax implications exist
8. Compliance Requirements: Special regulatory compliance obligations for regulated industries
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Security Details: Comprehensive list and description of collateral assets
3. Conditions Precedent: List of documents and conditions required before loan drawdown
4. Form of Drawdown Notice: Template for borrower to request loan disbursement
5. Financial Covenants: Specific financial ratios and thresholds to be maintained
6. Permitted Security Interests: List of pre-approved security interests or liens
7. Required Insurance: Details of insurance types and coverage amounts required
8. Authorized Signatories: List of persons authorized to act on behalf of borrower
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