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1. Parties: Identification of all parties to the agreement, including the seller (current mortgage holder), purchaser, and any relevant financial institutions
2. Background: Context of the transaction, including details of the existing mortgage and reason for the purchase
3. Definitions: Definitions of key terms used throughout the agreement
4. Sale and Purchase: Core transaction terms including purchase price, payment mechanics, and closing conditions
5. Representations and Warranties: Statements of fact and assurances from both parties regarding their capacity, authority, and the mortgage's status
6. Conditions Precedent: Conditions that must be satisfied before completion of the purchase
7. Completion: Mechanics and requirements for closing the transaction, including timing and delivery requirements
8. Post-Completion Obligations: Actions required after closing, including notifications to relevant parties and registration requirements
9. Assignment and Transfer: Provisions governing the actual transfer of rights and obligations under the mortgage
10. Confidentiality: Obligations regarding confidential information and permitted disclosures
11. Data Protection: Provisions ensuring compliance with Swiss data protection laws
12. Notices: Communication procedures between parties
13. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction for disputes
14. Execution: Signature blocks and execution formalities
1. Security Provisions: Additional security arrangements if required beyond the standard mortgage security
2. Portfolio Sale Provisions: Special provisions for cases where multiple mortgages are being purchased together
3. Regulatory Compliance: Specific provisions addressing particular regulatory requirements, especially for regulated entities
4. Third Party Rights: Provisions regarding the rights of any third parties affected by the transfer
5. Insurance: Special insurance requirements beyond standard property insurance
6. Tax Provisions: Specific tax arrangements or allocations between parties
7. Foreign Investment Provisions: Additional provisions required when the purchaser is a foreign entity (Lex Koller compliance)
8. Servicing Arrangements: Provisions for ongoing mortgage servicing if relevant
1. Schedule 1 - Mortgage Details: Detailed description of the mortgage(s) being purchased, including property details and current terms
2. Schedule 2 - Purchase Price Calculation: Detailed breakdown of the purchase price and any adjustments
3. Schedule 3 - Completion Requirements: Detailed list of documents and actions required for completion
4. Schedule 4 - Form of Transfer Documents: Templates for required transfer documentation
5. Schedule 5 - Existing Security Documents: Copies or details of existing security documentation
6. Appendix A - Property Documentation: Relevant property certificates and registration details
7. Appendix B - Due Diligence Reports: Summary of due diligence findings and reports
8. Appendix C - Regulatory Approvals: Copies of required regulatory approvals and licenses
Banking
Financial Services
Real Estate
Investment Management
Mortgage Lending
Asset Management
Financial Technology
Insurance
Legal
Real Estate Finance
Compliance
Risk Management
Portfolio Management
Credit
Banking Operations
Treasury
Investment
Regulatory Affairs
Due Diligence
Corporate Finance
Mortgage Operations
Transaction Management
Legal Counsel
Mortgage Manager
Real Estate Finance Manager
Compliance Officer
Risk Manager
Portfolio Manager
Transaction Manager
Credit Officer
Banking Operations Manager
Real Estate Director
Investment Manager
Chief Financial Officer
Treasury Manager
Due Diligence Officer
Regulatory Affairs Manager
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