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1. Multiple Account Provisions: Additional terms for customers with multiple accounts - include when customer may hold multiple accounts

2. Foreign Currency Accounts: Specific provisions for foreign currency accounts - include when foreign currency accounts are offered

3. Corporate Customer Provisions: Specific terms for corporate customers - include for business/corporate agreements

4. Interest Terms: Terms relating to interest calculation and payment - include if interest-bearing accounts are offered

5. Overdraft Facilities: Terms governing overdraft services - include if overdraft facilities are offered

6. Special Services: Terms for additional services like cash delivery - include if special services are offered

1. Schedule 1 - Fee Schedule: Detailed breakdown of all applicable fees and charges

2. Schedule 2 - Account Types and Features: Specifications of different account types and their features

3. Schedule 3 - Processing Times and Cut-off Times: Operational timeframes for different transaction types

4. Schedule 4 - Security Procedures: Detailed security procedures and requirements

5. Schedule 5 - Electronic Banking Terms: Detailed terms for electronic banking services

6. Schedule 6 - Data Processing Terms: Detailed GDPR-compliant data processing terms

7. Appendix A - Account Opening Form: Standard form for account opening and customer information

8. Appendix B - Authorized Signatory List: Template for authorized signatories and specimen signatures