tiktok³ÉÈË°æ

All Countries
Real Estate
Mortgage Lease Agreement

Mortgage Lease Agreement Template for Germany

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Mortgage Lease Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Mortgage Lease Agreement

"I need a Mortgage Lease Agreement under German law for a commercial property in Berlin's tech district, with provisions for the tenant to make substantial renovations for converting the space into modern offices, starting from March 2025."

Celebrated by
Collaborations with
Investors
Document background
The Mortgage Lease Agreement is a specialized legal instrument used in German real estate transactions where property rental and mortgage security need to be combined in a single document. This agreement is particularly relevant when property owners wish to lease out mortgaged property or when seeking to establish both lease and mortgage arrangements simultaneously. The document must comply with German property law, banking regulations, and the German Civil Code (BGB), requiring notarization and registration in the land registry (Grundbuch). It includes detailed provisions for property use, maintenance responsibilities, rent payment terms, mortgage conditions, and default remedies. The agreement is commonly used in both commercial and residential contexts, requiring careful consideration of tenant rights, banking security requirements, and property law regulations. The document's complexity necessitates professional legal guidance to ensure all parties' interests are properly protected and all regulatory requirements are met.
Suggested Sections

1. Parties: Identification of all parties: Lessor/Mortgagor, Lessee, and Mortgagee (typically a bank)

2. Background: Context of the agreement, including property details and purpose of the arrangement

3. Definitions: Key terms used throughout the agreement

4. Property Description: Detailed description of the property including land registry details (Grundbuch information)

5. Lease Terms: Duration of lease, renewal options, and termination conditions

6. Rent and Payment Terms: Rent amount, payment schedule, and method of payment

7. Mortgage Details: Loan amount, interest rate, repayment terms, and security provisions

8. Property Use and Maintenance: Permitted use of property, maintenance responsibilities, and restrictions

9. Insurance Requirements: Required insurance coverage for property and liability

10. Default and Remedies: Consequences of default on either lease or mortgage payments

11. Assignment and Subletting: Conditions for transferring rights or subletting the property

12. Notices: Communication requirements and contact details

13. Governing Law: Confirmation of German law application and jurisdiction

14. Execution: Signature requirements and notarization provisions

Optional Sections

1. Property Management: Required when a property management company is involved in maintaining the property

2. Utilities and Services: Needed when specifying responsibility for utility connections and payments

3. Renovation Rights: Include when specific renovation or modification rights are granted to the lessee

4. Co-occupancy Rules: Required for multi-tenant properties or shared facilities

5. Environmental Provisions: Include for properties with specific environmental considerations or requirements

6. Historic Preservation Requirements: Necessary for historically protected buildings (Denkmalschutz)

7. Commercial Use Provisions: Include when property is used for business purposes

8. Parking and Storage: Required when separate parking or storage facilities are included

Suggested Schedules

1. Property Floor Plans: Detailed plans and measurements of the property

2. Land Registry Extract: Current Grundbuch extract showing property details and encumbrances

3. Rent Payment Schedule: Detailed breakdown of rent payments and due dates

4. Mortgage Amortization Schedule: Schedule of mortgage payments including principal and interest

5. Inventory List: List of any furnishings or equipment included in the lease

6. Maintenance Schedule: Schedule of required maintenance and inspections

7. Insurance Certificates: Copies of required insurance policies

8. Energy Certificate: Current energy performance certificate (Energieausweis)

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions












































Clauses









































Relevant Industries

Real Estate

Banking and Financial Services

Property Development

Property Management

Insurance

Legal Services

Commercial Property

Residential Property

Construction

Property Investment

Relevant Teams

Legal

Real Estate

Finance

Risk Management

Compliance

Property Management

Banking Operations

Investment

Administrative Services

Contract Management

Relevant Roles

Real Estate Lawyer

Property Manager

Bank Manager

Mortgage Advisor

Real Estate Agent

Legal Counsel

Property Developer

Financial Director

Compliance Officer

Risk Manager

Real Estate Investment Manager

Property Administrator

Notary Public

Banking Officer

Real Estate Portfolio Manager

Industries








Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Shared Appreciation Agreement

A German law-governed agreement establishing terms for sharing future property appreciation between owner and investor, compliant with German civil and property law requirements.

find out more

Private Home Loan Contract

German law-governed residential property loan agreement template compliant with BGB consumer protection requirements and banking regulations.

find out more

Joint Mortgage Agreement

A German law agreement establishing terms for multiple borrowers to jointly secure a mortgage loan against real property, subject to BGB requirements.

find out more

Contract Of Real Estate Mortgage

A German law-governed real estate mortgage agreement establishing a security interest (Grundschuld) in property, requiring notarization and land register registration.

find out more

Reverse Mortgage Agreement

German-law governed agreement allowing property owners to borrow against their home equity while maintaining residence rights, structured under German banking and property regulations.

find out more

Third Party Mortgage Agreement

A German law-governed agreement where a property owner provides their property as security for another party's loan obligations, subject to German property law requirements and land registry regulations.

find out more

Mortgage Assignment Agreement

A German law agreement for the transfer of mortgage rights between parties, including provisions for land registry registration and regulatory compliance.

find out more

Revolving Agreement

A German law agreement establishing terms for recurring commercial obligations, suitable for ongoing supply, service, or credit arrangements.

find out more

Mortgage Lease Agreement

A German law-governed agreement combining property lease terms with mortgage security provisions, requiring notarization and compliance with the German Civil Code (BGB).

find out more

Mortgage Assumption Agreement

A German law agreement transferring mortgage obligations from an existing borrower to a new party, requiring land register registration and notarization.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.