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Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing statutory interest rates, compensation for late payment, and the right to claim reasonable costs of recovering debt

Limitation Act 1980: Sets time limits for bringing claims (generally 6 years for simple contracts) and different limitation periods for different types of debt

Consumer Credit Act 1974: Regulates consumer debt, including requirements for information provision, consumer protections, and regulated credit agreements

Financial Conduct Authority (FCA) Rules: Regulatory framework for FCA regulated creditors, including CONC (Consumer Credit Sourcebook) requirements and fair treatment of customers

Pre-Action Protocol for Debt Claims: Outlines required steps before court action, timeline requirements, and information that must be provided to debtors

General Data Protection Regulation (GDPR) and Data Protection Act 2018: Laws governing handling of personal information, privacy considerations, and data protection requirements in debt collection

Consumer Rights Act 2015: Legislation covering consumer debt, unfair contract terms, and consumer protections in debt situations

Civil Procedure Rules: Rules governing court procedures, requirements for evidence, and procedural requirements if legal action follows