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Consumer Credit Act 1974: Primary legislation governing consumer credit and lending in the UK, establishing the framework for regulated credit agreements

Financial Services and Markets Act 2000: Key legislation establishing the regulatory framework for financial services in the UK, including mortgage lending

Consumer Rights Act 2015: Legislation protecting consumer rights and establishing fairness in contracts between businesses and consumers

Law of Property Act 1925: Fundamental property law that governs land ownership and mortgages in England and Wales

Housing Act 1988: Legislation covering various aspects of housing law, including provisions that may affect secured lending

Mortgage Credit Directive Order 2015: Regulation implementing EU rules on mortgage lending, establishing standards for mortgage credit agreements

FSMA Regulated Activities Order 2001: Specifies which activities require FCA authorization, including mortgage lending and advisory services

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including misleading actions or omissions in lending

Unfair Terms in Consumer Contracts Regulations 1999: Ensures fairness in contract terms between businesses and consumers, preventing exploitative clauses

UK General Data Protection Regulation: Post-Brexit data protection legislation governing how personal information must be handled in loan agreements

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR

Money Laundering Regulations 2017: Anti-money laundering requirements for financial institutions including customer due diligence measures

Mortgage Conduct of Business Rules: FCA rulebook specifying how mortgage lenders must conduct business and treat customers fairly

Consumer Contracts Regulations 2013: Regulations governing information requirements and cancellation rights in consumer contracts