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Informal Demand Letter for the United Kingdom

Informal Demand Letter Template for England and Wales

An informal demand letter is a preliminary debt collection tool used under English and Welsh law to request payment of outstanding amounts. It serves as a formal notification to the debtor while maintaining a professional yet less aggressive tone than a formal legal notice. The document outlines the debt, payment history, and requests settlement within a specified timeframe, while complying with pre-action protocols under the Civil Procedure Rules.

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Informal Demand Letter

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What is a Informal Demand Letter?

The Informal Demand Letter is commonly used as an initial step in debt recovery within England and Wales, before escalating to more formal legal proceedings. It provides a clear record of attempt to resolve the matter amicably while preserving legal rights. The document typically includes details of the debt, payment history, and a reasonable timeframe for response or payment. This approach aligns with court expectations for reasonable attempts at resolution before litigation, while maintaining professional relationships where possible.

What sections should be included in a Informal Demand Letter?

1. Recipient Details: Full name and address of the recipient

2. Date: Current date of the letter

3. Reference: Any relevant reference numbers or identifiers

4. Debt Details: Clear statement of the amount owed and its origin

5. Payment History: Summary of previous payments or payment attempts

6. Demand: Clear statement of what is being demanded and by when

7. Payment Instructions: How and where to make the payment

What sections are optional to include in a Informal Demand Letter?

1. Interest Calculation: Details of any interest applied, used when claiming statutory or contractual interest

2. Previous Correspondence: Reference to prior communications, used when following up on earlier contact

3. Legal Consequences: Outline of potential legal action, used when escalating the matter

4. Settlement Offers: Any proposed settlement terms, used when willing to negotiate or compromise

What schedules should be included in a Informal Demand Letter?

1. Invoice Copies: Copies of relevant unpaid invoices showing amounts owed

2. Contract Extract: Relevant sections of the underlying contract supporting the claim

3. Statement of Account: Detailed breakdown of the debt including dates and amounts

4. Payment History: Comprehensive record of previous payments and payment attempts

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok成人版 | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

England and Wales

Document Type

Demand Letter

Sector

Marketing

Cost

Free to use
Relevant legal definitions















Clauses











Industries

Limitation Act 1980: Primary legislation governing time limits for bringing legal claims. Sets limitation periods (generally 6 years for contract and tort claims). Essential to verify that the claim isn't time-barred before sending a demand letter.

Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing business-to-business debts, including statutory interest rates and compensation for late payment. Relevant when drafting payment demands between commercial entities.

Consumer Rights Act 2015: Key legislation for consumer disputes, covering fair terms and conditions and consumer protection requirements. Must be considered if the demand letter involves a consumer-related matter.

Civil Procedure Rules - Pre-Action Protocols: Procedural requirements for actions before court proceedings, including duty to exchange information and consider alternative dispute resolution. Essential for ensuring the demand letter meets pre-litigation requirements.

Defamation Act 2013: Legislation governing statements that could harm reputation. Important to consider to avoid making potentially defamatory statements in the demand letter.

Data Protection Act 2018 and UK GDPR: Legislation governing handling of personal information and privacy requirements. Must be considered when including personal information in demand letters.

Contract Law Principles: Common law principles governing formation and enforcement of contracts. Essential for ensuring the underlying claim in the demand letter is legally valid and properly substantiated.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks, 聽Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination, 聽Severance Pay, Governing Law, Entire Agreemen

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