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Consumer Credit Act 1974: Primary legislation regulating consumer credit agreements, including requirements for form and content of agreements, disclosure requirements, and borrower's rights and protections

Consumer Credit (EU Directive) Regulations 2010: Implements EU consumer credit directive requirements including pre-contractual information, Standard European Consumer Credit Information (SECCI), and right of withdrawal

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services, including financial promotion rules and authorization requirements

Consumer Rights Act 2015: Covers unfair terms provisions, transparency requirements, and general consumer protection measures in contracts

Electronic Commerce (EC Directive) Regulations 2002: Specifies requirements for online contracts, information provision in electronic commerce, and validity of electronic signatures

Data Protection Act 2018 and UK GDPR: Governs data protection requirements, privacy notices, and data processing consents in financial agreements

Financial Services (Distance Marketing) Regulations 2004: Covers distance selling requirements, cooling-off periods, and information requirements for financial services

Consumer Protection from Unfair Trading Regulations 2008: Addresses prohibitions on unfair commercial practices, including misleading actions and omissions in financial services

Money Laundering Regulations 2017: Sets out customer due diligence requirements and identity verification procedures for financial services

FCA Handbook: Contains regulatory guidance including CONC (Consumer Credit sourcebook), responsible lending requirements, and Treating Customers Fairly principles