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Bills of Exchange Act 1882: Primary legislation governing negotiable instruments including promissory notes. Defines valid promissory notes and establishes rules for transfer and enforcement.

Law of Property Act 1925: Legislation relevant for the transfer of property rights in the promissory note.

Consumer Credit Act 1974: Applicable when the underlying promissory note relates to consumer credit or if either party is a consumer rather than a business.

Financial Services and Markets Act 2000: Relevant for transactions falling within regulated activities, may require FCA authorization.

Sale of Goods Act 1979: Secondary legislation providing general principles of sale that may be applicable to the agreement.

Contracts (Rights of Third Parties) Act 1999: Important legislation governing third-party rights considerations in contractual agreements.

Unfair Contract Terms Act 1977: Legislation ensuring fairness and reasonableness of contract terms.

Money Laundering Regulations 2017: Regulatory requirements covering due diligence and transaction reporting obligations.

Financial Services (Distance Marketing) Regulations 2004: Regulations applicable when the agreement is concluded remotely.

Common Law Contract Principles: Fundamental principles including offer and acceptance, consideration, intention to create legal relations, and capacity.