Common Law of Contract: Fundamental principles of contract law in England and Wales, including offer, acceptance, consideration, and intention to create legal relations
Law of Property (Miscellaneous Provisions) Act 1989: Governs formalities for creating certain types of contracts, particularly those relating to land and property
Contracts (Rights of Third Parties) Act 1999: Regulates how third parties may enforce terms of a contract made between other parties
Financial Services and Markets Act 2000: Primary legislation for financial services regulation in the UK, including rules about referral arrangements in financial services
FCA Handbook: Detailed regulatory requirements for financial services firms, including specific rules about referral arrangements and commission payments
Payment Services Regulations 2017: Regulations governing payment services and payment service providers in the UK
UK General Data Protection Regulation: Post-Brexit data protection legislation governing how personal data must be handled and processed
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR
Privacy and Electronic Communications Regulations: Specific rules about electronic communications, marketing, and data privacy
Employment Rights Act 1996: Framework of employment rights, relevant if referral arrangement could create employment relationships
IR35 Legislation: Tax legislation concerning off-payroll working rules and contractor arrangements
Agency Workers Regulations 2010: Regulations protecting rights of agency workers, potentially relevant for certain referral structures
Bribery Act 2010: Anti-corruption legislation governing improper payments and inducements
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of criminal conduct
Competition Act 1998: Prohibits anti-competitive agreements and abuse of dominant market position
Enterprise Act 2002: Framework for merger control and market investigations
Consumer Rights Act 2015: Primary consumer protection legislation, relevant if referral scheme involves consumers
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices towards consumers
Value Added Tax Act 1994: Legislation governing VAT obligations on payments and services
Income Tax regulations: Rules governing taxation of income, including referral payments and commissions
Corporation Tax regulations: Rules governing taxation of corporate entities involved in referral arrangements
