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Consumer Credit Act 1974: Primary legislation regulating credit agreements, including disclosure requirements and borrower protections for consumer credit transactions

Financial Services and Markets Act 2000: Core legislation governing financial services regulation, setting requirements for authorized lenders and financial service providers

Consumer Rights Act 2015: Modern legislation ensuring fairness in contract terms and providing comprehensive consumer protections in various transactions

Unfair Contract Terms Act 1977: Controls unfair terms in contracts and limits the extent to which liability can be excluded in consumer agreements

FCA Regulations: Financial Conduct Authority rules covering consumer credit, responsible lending guidelines, and documentation requirements

GDPR and Data Protection Act 2018: Data protection legislation requiring proper handling of personal data, privacy notices, and lawful data processing terms

Money Laundering Regulations 2017: Regulations requiring identity verification and due diligence procedures to prevent financial crime

Limitation Act 1980: Sets statutory time limits for legal actions and enforcement periods in contractual matters

Financial Services (Distance Marketing) Regulations 2004: Specific regulations applying to financial services contracts made at a distance without face-to-face contact