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Consumer Credit Act 1974: Primary legislation regulating credit agreements, requiring specific information disclosures and setting out consumer protections. Essential for owner finance contracts involving private individuals.

Financial Services and Markets Act 2000: Core legislation regulating financial services and markets in the UK. Relevant if the owner financing arrangement falls within regulated activities.

Consumer Rights Act 2015: Legislation ensuring fairness in contract terms and providing consumer protections. Applicable when one party to the contract is a consumer.

Law of Property Act 1925: Fundamental legislation establishing property law principles in England and Wales. Critical for understanding and establishing security interests in property.

Land Registration Act 2002: Legislation governing the registration of interests in land. Essential when property is being used as security in the financing arrangement.

Unfair Contract Terms Act 1977: Legislation restricting the ability to exclude or limit liability in contracts. Ensures fairness in contractual relationships between parties.

Financial Services Act 2012: Updates and amendments to financial regulations in the UK. Relevant for certain types of financial arrangements and their regulation.

Money Laundering Regulations 2017: Regulations establishing due diligence requirements for financial transactions. Important for compliance in financial arrangements.