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Third Party Credit Card Authorisation Form for the United Kingdom

Third Party Credit Card Authorisation Form Template for England and Wales

A Third Party Credit Card Authorisation Form is a legal document used in England and Wales that enables a credit card holder to grant permission to another person or entity to use their credit card for specified purposes. The document complies with UK financial regulations, data protection laws, and PCI DSS requirements, providing a secure framework for authorized card usage while protecting all parties' interests. It includes detailed specifications about the authorization scope, duration, and any applicable limitations.

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Third Party Credit Card Authorisation Form

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What is a Third Party Credit Card Authorisation Form?

The Third Party Credit Card Authorisation Form is essential when a credit card holder needs to delegate purchasing authority to another individual or entity while maintaining control and establishing clear boundaries. This document, governed by English and Welsh law, provides a formal mechanism to specify authorization terms, including usage limits, duration, and permitted activities. It addresses requirements under the Payment Services Regulations 2017, Data Protection Act 2018, and other relevant financial regulations, while ensuring compliance with card scheme rules and security standards. The form is particularly useful for business relationships, family arrangements, or situations where delegated purchasing authority is required.

What sections should be included in a Third Party Credit Card Authorisation Form?

1. Card Holder Information: Full name, contact details, and address of the primary card holder

2. Authorized Party Information: Full name, contact details, and address of the person being authorized to use the card

3. Card Details: Limited card information as per PCI DSS requirements

4. Authorization Scope: Specific permissions being granted, including any limitations

5. Duration: Time period for which the authorization is valid

6. Declaration: Confirmation of understanding and consent by both parties

What sections are optional to include in a Third Party Credit Card Authorisation Form?

1. Transaction Limits: Specific spending limits, when monetary restrictions are needed

2. Permitted Merchants: List of approved merchants, when usage needs to be restricted

3. Geographic Restrictions: Regional limitations on card usage, when applicable

What schedules should be included in a Third Party Credit Card Authorisation Form?

1. Identity Verification Documents: Copies of required ID documents for both parties

2. Terms and Conditions: Detailed terms of use and liability information

3. Privacy Notice: Information about how personal data will be processed and stored

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok成人版 | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

England and Wales

Document Type

Authorization Form

Sector

Banking

Cost

Free to use
Relevant legal definitions

























Clauses

























Industries

Payment Services Regulations 2017 (PSR): Implements EU Payment Services Directive (PSD2), regulates payment services and providers, and sets requirements for consent and authorization in payment transactions

Data Protection Act 2018 and UK GDPR: Governs personal data protection, requiring clear consent for data processing, mandating security measures for financial data, and establishing requirements for privacy notices and data retention

Consumer Credit Act 1974: Regulates credit arrangements, provides consumer protection measures, and sets requirements for credit agreements

Financial Services and Markets Act 2000: Provides the regulatory framework for financial services and sets standards for financial transactions

Payment Card Industry Data Security Standard (PCI DSS): Mandatory security standards that set requirements for secure handling of payment card data

Electronic Commerce (EC Directive) Regulations 2002: Governs electronic transactions and sets requirements for online payment processing

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks, 聽Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination, 聽Severance Pay, Governing Law, Entire Agreemen

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