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Truth in Lending Act (TILA): Federal law requiring clear disclosure of leasing terms and costs to protect consumers in credit transactions, including vehicle leases

Consumer Leasing Act (CLA): Federal legislation requiring lessors to provide specific disclosures about lease costs and terms to help consumers compare different lease offers

Federal Consumer Credit Protection Act: Comprehensive federal law governing consumer credit transactions, including leasing arrangements and consumer rights

Regulation M: Federal Reserve regulation implementing the Consumer Leasing Act, providing specific requirements for lease disclosures and advertisements

Equal Credit Opportunity Act: Federal law prohibiting discrimination in credit transactions, including vehicle leases, based on race, color, religion, national origin, sex, marital status, or age

Fair Credit Reporting Act: Federal law regulating the collection and use of consumer credit information in leasing decisions

State Consumer Protection Laws: State-specific regulations protecting consumers in leasing transactions, varying by jurisdiction

State Vehicle Leasing Laws: Specific state regulations governing vehicle lease agreements, including requirements for disclosures and consumer rights

State Contract Laws: General contract law principles applicable to lease agreements within each state

Uniform Commercial Code (UCC): State-adopted standardized commercial laws, particularly Article 2A governing leases of goods including vehicles

DMV Regulations: State Department of Motor Vehicles rules regarding vehicle registration, licensing, and documentation requirements for leased vehicles

Insurance Requirements: State-mandated minimum insurance coverage requirements for leased vehicles, including liability and comprehensive coverage

Environmental Regulations: Federal and state environmental protection requirements applicable to leased vehicles

Safety Standards Compliance: Federal and state safety requirements and standards that leased vehicles must meet

Odometer Disclosure Requirements: Federal and state requirements for accurate disclosure of vehicle mileage in lease agreements

Gap Insurance Regulations: State regulations regarding gap insurance coverage for leased vehicles to protect against total loss

Documentation Requirements: Comprehensive requirements for lease documentation, including disclosures, registration, title documentation, and insurance verification