Document background
A Debt Collection Letter is a crucial document used when formal attempts are made to recover outstanding debts in Indonesia. It serves as an important step in the debt recovery process, typically issued after informal payment requests have been unsuccessful. The document must comply with Indonesian legal requirements, including the Indonesian Civil Code (KUHPerdata), OJK regulations, and consumer protection laws. The letter should include specific details about the debt, payment history, current amount due including any interest or penalties, and clear payment instructions. It's essential that the document maintains a professional tone while clearly stating the consequences of non-payment, all within the bounds of Indonesian law. This type of document is commonly used by financial institutions, businesses, and collection agencies, often serving as a prerequisite before pursuing more serious legal action.
