The Private Car Sale Contract With Monthly Payments is essential for individuals engaging in private vehicle sales in Indonesia where immediate full payment is not feasible. This document is specifically designed to comply with Indonesian legal requirements, including the Civil Code (KUH Perdata), Consumer Protection Law (UUPK), and vehicle registration regulations. It should be used when a private seller agrees to accept periodic payments for a vehicle while maintaining security interest until full payment is received. The agreement covers critical aspects such as vehicle details, payment terms, ownership transfer conditions, maintenance obligations, and default remedies. It includes provisions for BPKB (vehicle ownership book) handling and incorporates necessary consumer protections under Indonesian law. This document type is particularly important as it provides legal security for both parties during the payment period and ensures clear documentation of ownership rights and obligations.
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1. Parties: Identification of the seller and buyer with complete legal names and addresses
2. Background: Context of the sale, including the parties' intention to enter into an installment-based vehicle sale agreement
3. Definitions: Key terms used throughout the agreement including 'Vehicle', 'Purchase Price', 'Installment Payment', etc.
4. Vehicle Details: Comprehensive description of the vehicle including make, model, year, color, VIN, registration number, and current mileage
5. Purchase Price and Payment Terms: Total purchase price, down payment, monthly installment amount, payment schedule, and payment method
6. Transfer of Ownership: Terms regarding when and how legal ownership transfers, including BPKB (vehicle ownership book) handling
7. Security Interest: Establishment of the seller's security interest in the vehicle until full payment is received
8. Buyer's Obligations: Responsibilities including insurance, maintenance, and restrictions on selling or modifying the vehicle
9. Seller's Representations: Warranties about vehicle condition, ownership, and absence of liens
10. Default and Remedies: Consequences of payment default and available remedies for both parties
11. Termination: Circumstances under which the agreement can be terminated and the consequences
12. Governing Law: Specification of Indonesian law as governing law and jurisdiction
1. Insurance Requirements: Detailed insurance requirements if mandating specific coverage types - recommended for high-value vehicles
2. Maintenance Requirements: Specific maintenance obligations - recommended for newer or luxury vehicles
3. Early Payment Provisions: Terms for early payoff of the remaining balance - recommended if allowing discount for early payment
4. Co-signer Details: Required when a third party is co-signing or guaranteeing the payments
5. Vehicle Inspection Report: Detailed condition report - recommended for used vehicles or high-value transactions
6. Dispute Resolution: Alternative dispute resolution procedures - recommended for high-value transactions
1. Schedule A - Vehicle Specification: Detailed technical specifications and features of the vehicle
2. Schedule B - Payment Schedule: Detailed month-by-month payment schedule with due dates and amounts
3. Schedule C - Vehicle Condition Report: Current condition documentation including photographs and known issues
4. Schedule D - Maintenance History: Service history and maintenance records of the vehicle
5. Appendix 1 - Required Documentation: Copies of vehicle registration, insurance certificates, and other relevant documents
6. Appendix 2 - Handover Checklist: List of items to be provided upon vehicle handover (keys, manuals, tools, etc.)
Relevant legal definitions
Clauses
Relevant Industries
Automotive
Financial Services
Insurance
Legal Services
Consumer Goods
Transportation
Retail
Relevant Teams
Legal
Finance
Compliance
Risk Management
Documentation
Administrative Services
Customer Service
Credit Analysis
Operations
Relevant Roles
Legal Counsel
Contract Administrator
Finance Manager
Compliance Officer
Risk Manager
Insurance Broker
Vehicle Registration Officer
Documentation Specialist
Private Sales Advisor
Consumer Protection Officer
Notary Public
Legal Administrator
Credit Risk Analyst
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