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1. Electronic Trading: Include when parties engage in online insurance transactions or digital platforms

2. Risk Transfer Provisions: Include for arrangements involving risk sharing or transfer between parties

3. Territorial Limits: Include when business activities extend beyond Indonesia

4. Marketing and Branding: Include when the agreement involves co-branding or marketing arrangements

5. Compliance with Shariah Principles: Include for Islamic insurance (Takaful) arrangements

6. Group Company Provisions: Include when either party's group companies are involved in the arrangement

7. Anti-Money Laundering: Include for high-value insurance products or when dealing with corporate clients

8. Business Continuity: Include for critical business partnerships requiring disaster recovery plans

1. Schedule 1 - Products and Services: Detailed list of insurance products and services covered by the agreement

2. Schedule 2 - Commission Rates: Detailed breakdown of commission structures and rates for different products

3. Schedule 3 - Service Levels: Performance standards and service level requirements

4. Schedule 4 - Operating Procedures: Detailed procedures for day-to-day operations and transactions

5. Schedule 5 - Authorized Personnel: List of key personnel authorized to act under the agreement

6. Appendix A - Required Documents: List of regulatory and compliance documents required from each party

7. Appendix B - Reporting Templates: Standard formats for required business and regulatory reporting

8. Appendix C - Technology Requirements: Technical specifications for any required system integrations or digital platforms