The Hard Money Loan Agreement is designed for situations requiring rapid, short-term financing secured by real estate in Ireland. This document is commonly used in property development, investment, or situations where traditional financing options are not suitable or available. The agreement details loan terms, security arrangements, interest rates, repayment schedules, and default provisions, all compliant with Irish lending and property laws. It's particularly suitable for property developers, investors, or businesses needing quick access to capital, while providing lenders with robust security rights. The document includes comprehensive protections for both parties, incorporating requirements under Irish financial regulations, consumer protection laws, and property legislation. It's structured to facilitate efficient execution while ensuring all necessary legal and regulatory requirements are met for both private and institutional lenders.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies the lender, borrower, and any guarantors with their full legal names and addresses
2. Background: Sets out the context of the loan agreement and the parties' intention to enter into the lending arrangement
3. Definitions: Defines key terms used throughout the agreement for clarity and consistency
4. Loan Amount and Purpose: Specifies the principal amount of the loan and its intended use
5. Interest Rate and Fees: Details the interest rate, calculation method, and any associated fees
6. Security: Describes the property or assets being used as collateral for the loan
7. Repayment Terms: Outlines the repayment schedule, payment methods, and prepayment provisions
8. Conditions Precedent: Lists conditions that must be satisfied before the loan is advanced
9. Representations and Warranties: States the borrower's assertions about their legal capacity and the security property
10. Covenants: Sets out ongoing obligations of the borrower during the loan term
11. Events of Default: Defines circumstances constituting default and the lender's remedies
12. Enforcement Rights: Details the lender's rights and remedies upon default
13. Costs and Expenses: Allocates responsibility for legal fees, registration costs, and other expenses
14. Notices: Specifies how formal communications between parties should be made
15. Governing Law and Jurisdiction: Confirms Irish law governs the agreement and Irish courts have jurisdiction
1. Guarantees: Required when there are third-party guarantors securing the loan obligations
2. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required for the security property
3. Property Management: Include when the lender requires specific maintenance or management of the security property
4. Cross-Collateralization: Used when multiple properties secure the loan or when securing multiple loans
5. Construction Draws: Required for loans involving property renovation or construction
6. Assignment and Transfer: Include when the lender wants the right to assign or transfer the loan
7. Personal Guarantee Provisions: Required when personal guarantees are part of the security structure
1. Schedule 1 - Property Details: Detailed description of the security property including title information and encumbrances
2. Schedule 2 - Payment Schedule: Detailed repayment schedule including dates and amounts
3. Schedule 3 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown
4. Schedule 4 - Form of Drawdown Notice: Template for the borrower to request loan disbursement
5. Schedule 5 - Insurance Requirements: Detailed specifications for required insurance coverage
6. Appendix A - Form of Security Documents: Templates for property charges and security documentation
7. Appendix B - Form of Guarantee: Template guarantee agreement for use by guarantors
8. Appendix C - Valuation Report Requirements: Specifications for property valuation reports
Relevant legal definitions
Clauses
Relevant Industries
Real Estate
Private Lending
Property Development
Construction
Investment
Financial Services
Private Banking
Commercial Property
Residential Property
Relevant Teams
Legal
Finance
Risk Management
Compliance
Real Estate
Credit
Investment
Business Development
Operations
Property Management
Relevant Roles
Legal Counsel
Property Developer
Real Estate Investor
Finance Manager
Loan Officer
Mortgage Broker
Risk Manager
Compliance Officer
Real Estate Attorney
Investment Manager
Property Manager
Financial Advisor
Credit Analyst
Portfolio Manager
Business Development Manager
Find the exact document you need
Standard Personal Loan Agreement
An Irish law-governed personal loan agreement establishing terms and conditions between a lender and individual borrower, compliant with Irish consumer credit legislation.
find out more
Simple Shareholder Loan Agreement
An Irish law-governed agreement setting out terms for a loan from a shareholder to a company, including loan amount, interest, and repayment conditions.
find out more
Legal Personal Loan Agreement
An Irish law-governed agreement establishing terms and conditions for a personal loan between a financial institution and an individual borrower.
find out more
Employer Loan To Employee Agreement
An Irish law-governed agreement establishing terms and conditions for a loan from employer to employee, including repayment terms and employment-related provisions.
find out more
Agreement To Repay Debt
An Irish law agreement that formalizes debt repayment terms between a creditor and debtor, setting out payment schedule, interest, and default provisions.
find out more
Peer To Peer Lending Agreement
An Irish law-governed agreement establishing terms and conditions for peer-to-peer lending between individuals, typically facilitated through a P2P platform.
find out more
Vendor Finance Loan Agreement
An Irish law-governed agreement establishing terms for vendor-provided equipment financing, including loan conditions, security arrangements, and regulatory compliance requirements.
find out more
Facility Agreement Loan
An Irish law-governed agreement establishing a lending facility between a lender and borrower, detailing loan terms, conditions, and security arrangements.
find out more
Standard Mortgage Agreement
An Irish law-governed agreement establishing the terms and security for a mortgage loan between a financial institution and borrower, including loan terms, obligations, and security provisions.
find out more
Director Loan To Company Agreement
An Irish law-governed agreement documenting a loan from a director to their company, including loan terms, repayment conditions, and compliance requirements.
find out more
Lender Lendee Agreement
An Irish law-governed agreement establishing terms and conditions between lender and borrower, compliant with Irish financial regulations and consumer protection laws.
find out more
Inter Lender Agreement
An Irish law agreement establishing rights, priorities, and relationships between multiple lenders in a financing transaction.
find out more
Overagreement
Irish law master agreement establishing a framework for future business relationships and subsidiary agreements between parties.
find out more
Loan Note Register
An Irish law-compliant register documenting the issuance, ownership, and transfer of company loan notes, maintained in accordance with the Companies Act 2014.
find out more
Loan Consent Form
An Irish law-governed document that captures borrower consent for loan terms, data processing, and credit checks, ensuring compliance with Irish banking and consumer protection regulations.
find out more
Inter Corporate Loan Agreement
Irish law-governed loan agreement between corporate entities, setting out comprehensive terms for corporate lending facilities including drawdown, repayment, and security provisions.
find out more
Flexi Finance Loan Agreement
An Irish law-governed flexible finance facility agreement template establishing a variable drawdown loan facility with flexible repayment terms.
find out more
Credit Terms Agreement
An Irish law-governed agreement establishing credit terms and conditions between parties, incorporating Irish and EU regulatory requirements.
find out more
Subordinated Loan Agreement
Irish law-governed agreement establishing terms for subordinated debt financing, including subordination mechanics and payment hierarchies.
find out more
Student Loan Agreement
An Irish law-governed Student Loan Agreement establishing terms and conditions for educational financing between a financial institution and student borrower.
find out more
Personal Loan Receipt
An Irish law-governed receipt documenting a personal loan agreement between lender and borrower, including loan terms and regulatory compliance requirements.
find out more
Loan Agreement With Guarantor
An Irish law-governed agreement establishing a loan facility with third-party guarantee support, detailing lending terms and guarantee obligations.
find out more
Investment Loan Contract
Irish law-governed loan agreement for investment financing, detailing facility terms, security arrangements, and regulatory compliance requirements.
find out more
Borrowing Form
An Irish law-governed form setting out terms and conditions for borrowing funds, compliant with Irish financial regulations and consumer protection laws.
find out more
Device Loan Agreement
An Irish law-governed agreement establishing terms for loaning electronic devices, including usage conditions, maintenance responsibilities, and data protection requirements.
find out more
Loan Agreement Term Sheet
An Irish law-governed preliminary document outlining key commercial and legal terms for a proposed loan facility, serving as the basis for detailed loan documentation.
find out more
Hard Money Loan Agreement
An Irish law-governed agreement for short-term, high-interest property-backed lending, typically used in real estate financing and development.
find out more
Fixed Sum Loan Agreement
An Irish law-governed agreement establishing terms and conditions for a fixed sum loan, including loan amount, interest rates, and repayment terms.
find out more
Deed Of Assignment Mortgage
An Irish law-governed deed that transfers mortgage rights and obligations from one party to another, including all associated security interests and benefits.
find out more
Deed Of Accession Loan Agreement
An Irish law-governed deed that facilitates a new party joining an existing loan agreement, setting out terms and conditions for accession.
find out more
Mortgage Agreement
An Irish law-governed mortgage agreement establishing terms and security arrangements between lender and borrower(s) for property financing.
find out more
Loan Memorandum Of Agreement
An Irish law-governed agreement documenting loan terms and conditions between lender and borrower, ensuring regulatory compliance and protecting all parties' interests.
find out more
Loan Guarantee Agreement
An Irish law-governed agreement where a guarantor commits to fulfilling a borrower's loan obligations in case of default.
find out more
Loan Conversion Agreement
An Irish law-governed agreement that sets out terms for converting an existing loan into equity shares, including conversion mechanics and post-conversion rights.
find out more
Loan Agreement Between Spouses
An Irish law-governed agreement documenting loan terms and conditions between married spouses, ensuring legal protection for both parties.
find out more
Lending Contract
An Irish law-governed agreement setting out terms and conditions for the provision of loan facilities, incorporating local regulatory requirements and EU directives.
find out more
Lending Agreement
An Irish law-governed agreement establishing terms and conditions for providing loans, including loan amount, interest rates, repayment terms, and security arrangements.
find out more
Hard Money Lending Contract
An Irish law-governed agreement for asset-backed hard money lending, detailing loan terms, security arrangements, and regulatory compliance requirements.
find out more
Finance Agreement
An Irish law-governed agreement establishing terms and conditions for a financial facility, including loan terms, security arrangements, and regulatory compliance requirements.
find out more
Formal Loan Agreement
An Irish law-governed agreement establishing terms and conditions for a formal loan between a lender and borrower, including loan amount, interest, repayment, and security arrangements.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)