A Release And Reconveyance Of Deed Of Trust is a crucial document in Indian property transactions that marks the successful completion of a secured loan arrangement. This document is used when a borrower has fully satisfied their loan obligations and the property used as security needs to be formally released from the trust arrangement. It becomes necessary when the original deed of trust, which created a security interest in the property, needs to be terminated. The document must comply with Indian property law, particularly the Transfer of Property Act, 1882, and includes specific details about the original deed of trust, property description, confirmation of debt satisfaction, and formal release language. It requires proper execution by all parties, notarization, and registration with appropriate authorities to effectively transfer the property title back to the borrower free from the trust encumbrance.
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1. Parties: Identifies all parties involved: Trustee, Beneficiary (Lender), and Trustor (Borrower)
2. Background: References the original Deed of Trust, including date of execution, recording information, and basic property details
3. Definitions: Defines key terms used in the document including Property, Original Deed of Trust, and Obligations
4. Acknowledgment of Payment: Confirms that all obligations secured by the Deed of Trust have been fully satisfied
5. Release and Reconveyance: Formal statement releasing the security interest and reconveying the property to the Trustor
6. Property Description: Legal description of the property being released and reconveyed
7. Authorization for Recording: Authorization for the document to be recorded in public records
8. Governing Law: Specifies that Indian law governs the document
9. Execution: Signature blocks for all parties with notary acknowledgment
1. Partial Release Provisions: Used when only a portion of the property is being released from the Deed of Trust
2. Successor Trustee Provisions: Required if the current trustee is different from the original trustee
3. Outstanding Obligations: Used when certain obligations or rights are explicitly preserved despite the release
4. Indemnification: Optional protection for the trustee regarding the release and reconveyance
5. Assignment References: Required if there have been assignments of the beneficial interest under the Deed of Trust
1. Schedule A - Property Description: Detailed legal description of the property including boundaries, survey details, and registration numbers
2. Schedule B - Original Deed of Trust Details: Complete details of the original Deed of Trust including recording information
3. Schedule C - Payment Verification: Documentation confirming satisfaction of the secured obligations
4. Appendix 1 - Supporting Documents: Copies of relevant documents such as payment receipts, satisfaction certificates
5. Appendix 2 - Chain of Title: If applicable, documentation showing chain of title and any assignments
Authors
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Relevant Industries
Real Estate
Banking
Financial Services
Construction
Property Development
Mortgage Lending
Commercial Property
Residential Property
Relevant Teams
Legal
Real Estate
Property Management
Mortgage Operations
Loan Processing
Compliance
Title Processing
Document Management
Property Registration
Relevant Roles
Real Estate Attorney
Property Lawyer
Mortgage Officer
Title Officer
Property Manager
Legal Counsel
Trust Officer
Loan Officer
Real Estate Manager
Compliance Officer
Property Rights Specialist
Registration Officer
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