The Term Loan Credit Agreement is a fundamental financing document used in India when a borrower requires long-term financing for specific purposes such as capital expenditure, expansion, or project financing. This agreement is structured to comply with Indian banking laws, RBI regulations, and other relevant legislation including the Banking Regulation Act, 1949 and Indian Contract Act, 1872. It typically includes detailed provisions on loan disbursement, interest calculation, repayment terms, security creation, and enforcement mechanisms specific to the Indian jurisdiction. The agreement is essential for both commercial banks and financial institutions in India providing term loans, incorporating mandatory regulatory requirements while protecting lenders' interests through comprehensive covenants and security arrangements.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender(s) and borrower(s) with complete legal names and addresses
2. Background: Recitals explaining the context of the loan, purpose, and basic transaction structure
3. Definitions: Comprehensive definitions of terms used throughout the agreement
4. Facility Details: Loan amount, currency, purpose, and basic terms of the facility
5. Conditions Precedent: Conditions that must be satisfied before loan disbursement
6. Disbursement: Terms and procedures for drawing down the loan
7. Interest: Interest rate, calculation method, payment dates, and default interest provisions
8. Repayment: Repayment schedule, prepayment terms, and payment mechanics
9. Security: Details of security/collateral securing the loan
10. Representations and Warranties: Borrower's confirmations regarding its status, capacity, and financial condition
11. Covenants: Positive and negative obligations of the borrower during the loan term
12. Events of Default: Circumstances constituting default and consequences thereof
13. Expenses and Indemnities: Cost allocation and indemnification obligations
14. Notices: Communication procedures between parties
15. Governing Law and Jurisdiction: Choice of law and dispute resolution provisions
16. Miscellaneous: Standard boilerplate provisions including amendments, assignments, and severability
1. Syndication Provisions: Required for syndicated loans involving multiple lenders
2. Increased Costs: Provisions dealing with changes in law affecting lender's costs
3. Market Disruption: Provisions addressing interruptions in financial markets
4. Tax Provisions: Detailed tax provisions when cross-border elements exist
5. Green Loan Provisions: Special provisions for environmentally sustainable projects
6. Currency Protection: Required for loans involving foreign currency
7. Insurance: Detailed insurance requirements for specific asset classes
8. Security Trustee: Required when security is held by a trustee for multiple lenders
9. Intercreditor Provisions: Required when there are multiple classes of creditors
1. Conditions Precedent: Detailed list of required documents and conditions
2. Form of Disbursement Request: Template for drawdown notices
3. Repayment Schedule: Detailed amortization schedule
4. Security Details: Comprehensive description of security assets and perfection requirements
5. Form of Compliance Certificate: Template for periodic compliance reporting
6. Financial Covenants: Detailed financial ratios and calculations
7. Permitted Security: List of security interests permitted to exist
8. Form of Assignment Agreement: Template for transfer of loan interests
9. Interest Calculation Examples: Illustrations of interest calculations
10. Required Insurance: Detailed insurance requirements and minimum coverage
11. Existing Indebtedness: List of borrower's existing debt obligations
12. Form of Legal Opinions: Template legal opinion requirements
Relevant legal definitions
Clauses
Relevant Industries
Banking & Financial Services
Manufacturing
Real Estate & Construction
Infrastructure
Technology
Healthcare
Retail
Energy & Utilities
Telecommunications
Agriculture
Education
Hospitality
Mining & Metals
Transportation & Logistics
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Credit
Operations
Documentation
Company Secretarial
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Compliance Officer
Credit Risk Manager
Relationship Manager
Loan Officer
Corporate Banking Head
Finance Manager
Company Secretary
Risk Officer
Transaction Lawyer
Banking Partner
Security Trustee Officer
Documentation Specialist
Credit Analyst
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
find out more
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
find out more
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
find out more
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
find out more
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
find out more
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
find out more
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
find out more
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
find out more
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
find out more
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
find out more
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
find out more
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
find out more
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
find out more
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
find out more
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
find out more
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
find out more
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
find out more
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
find out more
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
find out more
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
find out more
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
find out more
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
find out more
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
find out more
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
find out more
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
find out more
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
find out more
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
find out more
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
find out more
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
find out more
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
find out more
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
find out more
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
find out more
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
find out more
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
find out more
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
find out more
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
find out more
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
find out more
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)