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1. Guarantee: Required when a third party provides a guarantee for the loan

2. Insurance: Needed when specific insurance requirements are imposed on the collateral or business

3. Assignment and Transfer: Include when rights to assign or transfer the loan need to be specifically addressed

4. Force Majeure: Optional clause for circumstances beyond parties' control affecting loan obligations

5. Cross Default: Include when default in other agreements should trigger default under this agreement

6. Additional Security: Required when multiple forms of security or future security arrangements are contemplated

7. Financial Covenants: Include when specific financial ratios or metrics need to be maintained

8. Change in Law: Required when specific provisions for handling regulatory changes are needed

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, and payment schedule

2. Schedule 2 - Drawdown Conditions: Specific conditions precedent for loan disbursement

3. Schedule 3 - Security Details: Detailed description of all security/collateral provided

4. Schedule 4 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts

5. Schedule 5 - Form of Drawdown Notice: Template for requesting loan disbursement

6. Schedule 6 - Vendor Details: Complete details of vendor's business and operations

7. Appendix A - Required Documents: List of documents required for loan processing and compliance

8. Appendix B - Financial Covenants Calculations: Formulas and methods for calculating financial covenants