An Authorization Letter For Pension is a critical document used in Malaysia when a pension holder needs to delegate the authority to collect or manage their pension benefits to another person. This delegation might be necessary due to various circumstances such as physical inability, overseas travel, or medical conditions preventing personal collection. The document must comply with Malaysian legal requirements, including the Pensions Act 1980 and relevant financial regulations. It typically includes detailed information about both the pension holder and the authorized representative, specific powers being granted, duration of authorization, and must be properly witnessed and notarized. The letter is recognized by both government pension authorities (JPA) and private pension funds (EPF), making it a versatile instrument for pension management delegation.
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1. Date and Place: Current date and location where the letter is being executed
2. Recipient Details: Full name and address of the pension-providing institution
3. Subject Line: Clear indication that this is a pension authorization letter
4. Pension Holder Information: Complete details of the pension holder including full name, IC number, pension/retirement reference number
5. Authorized Person Information: Complete details of the person being authorized including full name, IC number, relationship to pension holder
6. Authorization Scope: Specific powers being granted regarding pension collection and management
7. Duration of Authorization: Time period for which the authorization is valid
8. Declaration of Sound Mind: Statement confirming the pension holder is of sound mind while granting authorization
9. Signatures: Space for signatures of the pension holder, authorized person, and witnesses
1. Medical Necessity Statement: Required when authorization is being given due to medical conditions preventing personal collection
2. Overseas Collection Authorization: Additional provisions when pension needs to be collected while pension holder is overseas
3. Digital Transaction Authorization: Special provisions for authorizing online/electronic pension transactions
4. Revocation Clause: Specific conditions under which the authorization may be revoked before expiry
5. Language Declaration: Required when the letter is prepared in multiple languages or when the pension holder's primary language isn't English
1. Schedule A - Identity Documents: Copies of IC/passport of both pension holder and authorized person
2. Schedule B - Proof of Relationship: Documents proving relationship between pension holder and authorized person (if family member)
3. Schedule C - Medical Certificate: Doctor's statement if authorization is due to medical reasons
4. Schedule D - Witness Declarations: Signed statements from witnesses confirming they observed the authorization
5. Schedule E - Pension Documentation: Copies of pension/retirement account details and statements
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