The Property Loan Agreement serves as the primary legal instrument for property financing transactions in Malaysia, establishing the contractual relationship between financial institutions and property buyers. This document is essential when individuals or entities seek financing for property purchases, whether for residential, commercial, or industrial properties. It must comply with Malaysian banking regulations, including the Financial Services Act 2013, National Land Code 1965, and relevant Bank Negara Malaysia guidelines. The agreement comprehensively covers loan terms, security arrangements, borrower obligations, and lender rights, while incorporating specific Malaysian legal requirements for property transactions and mortgage creation. It may also include provisions for Islamic financing options (Shariah-compliant) where applicable, reflecting Malaysia's dual banking system.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender (financial institution) and borrower(s), including full legal names and registration/identification numbers
2. Background: Context of the loan agreement, including purpose of the loan and brief description of the property being financed
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specified loan amount, purpose, and terms of disbursement
5. Interest Rate: Applicable interest rates, including base rate, spread, and conditions for rate changes
6. Repayment Terms: Payment schedule, installment amounts, and payment methods
7. Security: Details of the property mortgage and any additional security required
8. Conditions Precedent: Conditions that must be fulfilled before loan disbursement
9. Representations and Warranties: Declarations and assurances made by the borrower
10. Borrower's Covenants: Ongoing obligations and promises of the borrower
11. Events of Default: Circumstances constituting default and consequences
12. Lender's Rights and Remedies: Actions the lender can take in case of default or breach
13. Insurance: Required insurance coverage for the property and loan
14. Costs and Expenses: Allocation of legal fees, stamp duty, and other costs
15. Notices: Communication procedures between parties
16. General Provisions: Miscellaneous legal provisions including governing law and jurisdiction
1. Guarantee: Required when there are guarantors for the loan
2. Islamic Banking Provisions: Required for Shariah-compliant financing
3. Construction Terms: Required for loans involving property under construction
4. Joint Borrowers: Required when there are multiple borrowers
5. Supplemental Security: Required when additional collateral beyond the property is provided
6. Special Payment Terms: Required for loans with special payment arrangements or schemes
7. Developer's Undertaking: Required for loans involving property under development
8. Foreign Currency Provisions: Required for loans involving foreign currency considerations
1. Schedule 1: Property Details: Detailed description of the property including title details
2. Schedule 2: Payment Schedule: Detailed repayment schedule including installment amounts and dates
3. Schedule 3: Conditions Precedent Documents: List of required documents and conditions for loan disbursement
4. Schedule 4: Interest Rate Terms: Detailed terms of interest rate calculation and variation
5. Schedule 5: Insurance Requirements: Specific insurance requirements and terms
6. Appendix A: Standard Terms and Conditions: Bank's standard terms and conditions for property loans
7. Appendix B: Facility Terms: Specific terms of the loan facility
8. Appendix C: Security Documents: List and copies of security documents
Relevant legal definitions
Clauses
Relevant Industries
Banking & Financial Services
Real Estate
Property Development
Insurance
Legal Services
Construction
Mortgage Services
Islamic Banking
Housing Development
Relevant Teams
Legal
Compliance
Credit Risk
Mortgage Operations
Property Valuation
Documentation Processing
Islamic Banking
Customer Relations
Loan Processing
Risk Management
Property Services
Relevant Roles
Loan Officer
Credit Manager
Legal Counsel
Compliance Officer
Property Valuer
Mortgage Specialist
Banking Operations Manager
Risk Assessment Officer
Islamic Banking Officer
Property Lawyer
Real Estate Manager
Documentation Specialist
Relationship Manager
Credit Risk Analyst
Branch Manager
Find the exact document you need
Financial Loan Agreement
Malaysian-law governed loan agreement establishing terms between lender and borrower, compliant with Malaysian financial regulations and banking requirements.
find out more
Hire Purchase Agreement For Motorcycle
A Malaysian law-governed agreement for motorcycle financing through installment payments, regulated under the Hire Purchase Act 1967.
find out more
Business Investment Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for a business investment loan between a lender and corporate borrower.
find out more
Pro Forma Loan Agreement
A comprehensive loan agreement template compliant with Malaysian banking and contract law, suitable for various lending transactions.
find out more
Private Lender Loan Agreement
A Malaysian law-governed loan agreement between private lenders and borrowers, establishing terms for lending, repayment, and security.
find out more
Loan Agreement Between Companies
A Malaysian law-governed loan agreement establishing terms for corporate lending between companies, including repayment and interest provisions.
find out more
Two Party Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for a loan between two parties, including loan amount, interest rates, and repayment obligations.
find out more
Master Securities Loan Agreement
A Malaysian law-governed agreement establishing terms for securities lending transactions between financial institutions, compliant with local securities regulations and market practices.
find out more
Co Financing Agreement
A Malaysian law-governed agreement establishing terms and conditions for multiple financial institutions to jointly provide financing facilities to a borrower.
find out more
Litigation Funding Agreement
A Malaysian law-governed agreement establishing terms for third-party funding of litigation or arbitration proceedings, including funding commitments and return structures.
find out more
Loan Facilitation Agreement
Malaysian law-governed agreement establishing terms for loan facilitation services between financial institutions and service providers.
find out more
Loan Participation Agreement
A Malaysian law-governed agreement establishing terms for the sale and purchase of participation interests in a loan facility between financial institutions.
find out more
Loan And Mortgage Agreement
A Malaysian law-governed agreement combining loan facilities with property mortgage security, detailing lending terms and security arrangements in compliance with local regulations.
find out more
Loan Agreement Deed
A Malaysian law-governed deed establishing a formal loan arrangement between parties, detailing loan terms, security, and enforcement mechanisms.
find out more
Hire Purchase Agreement For Car
A Malaysian law-governed agreement for vehicle financing through hire purchase arrangements, enabling structured payments while the finance company retains ownership until full payment.
find out more
Car Payment Takeover Agreement
Malaysian-law governed agreement for transferring vehicle payment obligations from an existing buyer to a new buyer, with financing institution consent.
find out more
Car Installment Contract
A Malaysian law-governed agreement for vehicle purchase through installment payments, setting out payment terms, ownership conditions, and parties' rights and obligations.
find out more
Vehicle Payment Plan Agreement
A Malaysian law-compliant agreement outlining terms and conditions for vehicle purchase through structured installment payments.
find out more
Undertaking Loan Agreement
A Malaysian law-governed agreement establishing loan terms between lender and borrower, including facility details, repayment obligations, and security arrangements.
find out more
Trade Finance Facility Agreement
A Malaysian law-governed agreement establishing trade finance facilities between a bank and corporate borrower, covering various trade finance products and compliance requirements.
find out more
Simple Unsecured Loan Agreement
A Malaysian law-governed agreement establishing terms for an unsecured loan between parties, detailing loan amount, interest, and repayment terms without requiring collateral.
find out more
Real Estate Loan Agreement
A Malaysian law-governed agreement establishing terms for a property-backed loan, including loan amount, interest, repayment terms, and security arrangements.
find out more
Project Finance Contract
A Malaysian law-governed agreement establishing terms for long-term project financing, including security arrangements and operational requirements.
find out more
Official Loan Agreement
A Malaysian-law governed agreement establishing formal lending terms between parties, compliant with local financial regulations and lending practices.
find out more
Mezzanine Loan Agreement
Malaysian law-governed agreement for mezzanine financing, combining debt and equity features with subordination to senior debt.
find out more
Master Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for multiple loans between a lender and borrower, compliant with Malaysian banking and financial services regulations.
find out more
Margin Loan Agreement
Malaysian law-governed agreement for margin lending facilities secured against securities, outlining lending terms and collateral requirements.
find out more
Loan Borrower Agreement
A Malaysian law-governed agreement establishing terms and conditions for lending arrangements between a lender and borrower, including loan terms, security, and enforcement provisions.
find out more
Installment Loan Agreement
A Malaysian law-governed agreement establishing terms for a loan repayable in scheduled installments, detailing amount, interest, repayment terms, and enforcement provisions.
find out more
Financing Contract Agreement
A Malaysian law-governed agreement establishing terms and conditions for financial facilities between lender and borrower, compliant with local banking regulations.
find out more
Financial Support Agreement
A Malaysian law-governed agreement establishing terms for financial support between parties, including payment terms and regulatory compliance requirements.
find out more
Financial Assistance Agreement
A Malaysian law-governed agreement establishing terms for financial assistance between a provider and recipient, including disbursement, repayment, and compliance requirements.
find out more
Financial Agreement Between Two Parties
Malaysian law-governed financial agreement template establishing terms and conditions for financial arrangements between two parties.
find out more
Equipment Lease Purchase Option
Malaysian law-governed agreement for equipment leasing with a purchase option, defining lease terms, maintenance obligations, and purchase conditions.
find out more
Car Installment Agreement
A Malaysian law-compliant agreement for vehicle purchase through installment payments, detailing financial terms, ownership rights, and obligations between parties.
find out more
Car Finance Contract
A Malaysian law-governed agreement for vehicle financing between a financial institution and purchaser, establishing terms for vehicle purchase, payment, and ownership.
find out more
Business To Business Loan Agreement
A Malaysian law-governed agreement establishing terms for a business loan between companies, including loan amount, interest, repayment terms, and security arrangements.
find out more
Business Loan Contract
A Malaysian law-governed agreement establishing terms and conditions for a business loan between a financial institution and commercial borrower.
find out more
Bridge Facility Agreement
A Malaysian law-governed agreement for temporary financing that bridges the gap between immediate capital needs and permanent financing arrangements.
find out more
Basic Loan Agreement Between Friends
A Malaysian law-governed loan agreement template for friendly lending arrangements, providing essential legal protections while maintaining informality.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)