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1. Training Costs: Used when repayment relates to professional training or certification costs

2. Equipment and Resources: Include when agreement covers repayment of equipment or resources provided to employee

3. International Assignments: Required when repayment involves costs related to international assignments or relocations

4. Educational Support: Used when agreement covers educational assistance or tuition reimbursement

5. Hardship Provisions: Optional provisions for handling financial hardship situations

6. Insurance and Benefits: Include when repayment involves insurance premiums or benefit costs

7. Tax Implications: Optional section addressing tax treatment of repayments

1. Schedule A - Repayment Amount Calculation: Detailed breakdown of the total amount to be repaid

2. Schedule B - Payment Schedule: Monthly or periodic payment schedule with specific dates and amounts

3. Schedule C - Cost Breakdown: Itemized list of costs or expenses subject to repayment

4. Appendix 1 - Proof of Expenses: Supporting documentation for costs incurred

5. Appendix 2 - Salary Deduction Authorization Form: Standard form for authorizing payroll deductions in compliance with Nigerian law