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1. Early Repayment: Include when allowing early loan repayment, specifying any applicable penalties or benefits

2. Late Payment Penalties: Include when specific penalties for late payments are to be imposed

3. Insurance Requirements: Include when the borrower must maintain specific insurance coverage

4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

5. Force Majeure: Include when parties want to address circumstances beyond their control that might affect performance

6. Confidentiality: Include when parties need to keep the loan terms or related information private

7. Third-Party Guarantor: Include when a guarantor is providing additional security for the loan

1. Schedule A - Repayment Schedule: Detailed breakdown of payment dates, installment amounts, and amortization schedule

2. Schedule B - Security Details: Detailed description of any collateral or security provided, including valuations

3. Schedule C - Conditions Precedent: List of conditions that must be satisfied before the loan is disbursed

4. Appendix 1 - Form of Notice: Template for formal notices between parties

5. Appendix 2 - KYC Documents: List of required identity verification documents from both parties

6. Appendix 3 - Payment Instructions: Detailed banking and payment transfer instructions