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1. Parties: Identification of all parties to the agreement including the financial institution, borrower, and any guarantors
2. Background: Context of the agreement, relationship between parties, and purpose of the trade finance facility
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and rules of interpretation
4. Facility Terms: Details of the trade finance facility including type, amount, purpose, and availability period
5. Conditions Precedent: Conditions that must be satisfied before the facility becomes available
6. Utilization: Procedures and requirements for drawing down the facility
7. Interest and Fees: Interest rates, calculation methods, fees, and charges applicable to the facility
8. Repayment Terms: Repayment schedule, method, and currency of payments
9. Security Arrangements: Details of collateral, guarantees, or other security provided
10. Representations and Warranties: Statements of fact and assurances given by the borrower
11. Covenants: Positive and negative obligations of the borrower during the facility period
12. Events of Default: Circumstances that constitute default and consequent remedies
13. Changes to Parties: Rules regarding assignment, transfer, and delegation of rights and obligations
14. Notices: Communication procedures and contact details
15. Governing Law and Jurisdiction: Philippine law as governing law and jurisdiction for disputes
1. Trade-Specific Terms: Include when specific trade instruments (like letters of credit or bank guarantees) are part of the facility
2. Currency and Exchange Provisions: Required for multi-currency facilities or cross-border transactions
3. Insurance Requirements: Include when specific insurance coverage is required for the traded goods
4. Documentary Requirements: Add when specific trade documentation procedures need detailed coverage
5. Syndication Provisions: Include for syndicated trade finance facilities with multiple lenders
6. Islamic Finance Provisions: Required when the facility needs to comply with Islamic banking principles
7. Environmental and Social Requirements: Include when environmental or social compliance is required by the lender
1. Schedule 1 - Facility Limits and Sublimits: Detailed breakdown of facility limits and any sublimits by product type
2. Schedule 2 - Fees and Charges: Comprehensive list of all applicable fees, charges, and commission rates
3. Schedule 3 - Condition Precedent Documents: List of required documents to be provided before facility utilization
4. Schedule 4 - Form of Utilization Request: Standard form for requesting utilization of the facility
5. Schedule 5 - Security Documents: List and copies of all security documents
6. Schedule 6 - Trade Finance Products: Detailed terms for specific trade finance products available under the facility
7. Appendix A - Compliance Certificates: Standard forms for periodic compliance certification
8. Appendix B - Pricing Schedule: Detailed pricing matrix based on facility type and tenure
9. Appendix C - Documentary Requirements: Checklist of required trade documents for each type of facility
Banking and Financial Services
International Trade
Import/Export
Manufacturing
Wholesale Distribution
Retail
Agriculture
Commodities Trading
Logistics and Supply Chain
Shipping and Maritime
Legal
Finance
Treasury
Trade Operations
Risk Management
Compliance
Credit
International Banking
Corporate Banking
Documentary Credits
Trade Services
Chief Financial Officer
Treasury Manager
Trade Finance Manager
Finance Director
Corporate Banking Officer
Trade Operations Manager
Credit Risk Manager
Relationship Manager
Legal Counsel
Compliance Officer
Import/Export Manager
Supply Chain Manager
Financial Controller
Documentary Credits Specialist
Trade Finance Operations Officer
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