The Affidavit of Title is a fundamental document in Pakistani property transactions, required when transferring property ownership or securing property-based financing. This sworn statement, executed under the provisions of Pakistani law, particularly the Qanun-e-Shahadat Order 1984, serves to protect buyers and lenders by providing verified information about the property's legal status. The document includes declarations about clear ownership, absence of disputes or encumbrances, tax compliance, and other material facts affecting the property. An Affidavit of Title is typically required by banks, property registrars, and buyers as part of due diligence, and must be properly stamped and notarized to be legally valid. It helps prevent fraud and ensures transparency in property transactions while providing legal recourse if the declarations prove false.
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1. Opening Statement: Formal introduction identifying the deponent, including full name, CNIC number, age, religion, occupation and address
2. Property Details: Complete description of the property including address, dimensions, boundaries, and registration details
3. Title Declaration: Statement confirming legal ownership and how the property was acquired
4. Encumbrance Statement: Declaration that the property is free from mortgages, liens, charges, or other encumbrances
5. Legal Proceedings Declaration: Statement that there are no pending legal proceedings or disputes regarding the property
6. Tax Compliance: Declaration that all property taxes and other dues are paid and up to date
7. Verification Clause: Standard clause stating that the contents are true and correct to the best of deponent's knowledge
8. Execution Block: Place for signature, date, and oath commissioner's attestation
1. Inheritance Details: Required when property was inherited, detailing the inheritance chain and supporting documents
2. Tenant Status: Required when property is currently tenanted, describing lease arrangements
3. Development Status: Required for undeveloped land or property under construction
4. Power of Attorney: Required when affidavit is being executed through an authorized representative
5. Mortgage History: Required when property was previously mortgaged but now cleared
1. Property Documents: Copies of title deeds, registration certificates, and other ownership documents
2. Tax Receipts: Copies of recent property tax payments and clearance certificates
3. Identity Documents: Copies of CNIC and other identification documents of the deponent
4. Property Survey: Recent survey report or site plan of the property
5. Supporting Documents: Any additional documents referenced in the affidavit such as inheritance papers or mortgage clearance certificates
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