Banking Act (Cap. 19): Primary legislation that regulates banking business and credit facilities in Singapore, containing key requirements for banking operations and lending practices
Moneylenders Act (Cap. 188): Regulates moneylending businesses in Singapore, particularly relevant if the credit facility provider is not a licensed bank
Securities and Futures Act (Cap. 289): Governs securities-related transactions, applicable when credit facility involves or is secured by securities
MAS Notice 612: Monetary Authority of Singapore guideline on Credit Risk Management, providing regulatory requirements for credit risk assessment and management
MAS Notice 645: Regulatory guidelines specifically addressing credit cards and unsecured credit rules in Singapore
MAS Guidelines on Fair Dealing: Framework ensuring fair dealing outcomes in financial institutions' relationship with customers
Contract Law (Cap. 43): Fundamental legislation governing contract formation, terms, and conditions requirements in Singapore
Consumer Protection (Fair Trading) Act: Legislation protecting consumer interests in financial transactions, particularly relevant for retail banking products
Personal Data Protection Act 2012: Comprehensive legislation governing the collection, use, disclosure, and care of personal data, including financial information
AML/CFT Requirements: Anti-Money Laundering and Countering the Financing of Terrorism requirements, including KYC obligations and transaction monitoring
