A Demand Letter To Insurance Company For Personal Injury is a crucial document in the claims process under Singapore's legal framework. It serves as the formal initiation of a claim, typically sent after gathering all necessary medical documentation and evidence of damages. This document should be submitted within the limitation period specified by Singapore law and must clearly articulate the circumstances of the injury, quantum of damages, and basis for the claim. The letter establishes the foundation for negotiation and potential settlement, and may serve as important documentation if litigation becomes necessary.
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1. Recipient Details: Insurance company's name, address, and claim reference number
2. Accident Details: Date, time, location, and circumstances of the incident
3. Injury Description: Detailed description of injuries sustained and medical treatment received
4. Financial Losses: Itemized list of medical expenses, lost wages, and other damages
5. Demand Amount: Specific compensation amount being requested
6. Response Timeline: Deadline for insurance company's response
1. Witness Information: Details of witnesses to the accident if any are available
2. Police Report Reference: Police report details if a report was filed with law enforcement
3. Future Medical Needs: Anticipated future medical treatment and costs when ongoing treatment is expected
1. Medical Records: Copies of all relevant medical reports and records
2. Expense Documentation: Receipts, bills, and proof of expenses
3. Photographic Evidence: Photos of injuries, accident scene, or property damage
4. Expert Reports: Medical expert opinions or accident reconstruction reports
5. Income Loss Documentation: Pay stubs, employment records proving loss of income
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