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Employment Act (Chapter 91): Primary legislation governing employment terms and conditions in Singapore. Key considerations include ensuring the loan agreement doesn't violate basic employment rights and adhering to salary deduction limitations.

Income Tax Act: Covers tax implications of loan forgiveness, treatment of the loan as a benefit-in-kind, and associated reporting requirements to tax authorities.

MAS Guidelines: Monetary Authority of Singapore guidelines covering financial institution involvement, interest rate regulations, and financial documentation requirements.

Contract Law: Common Law principles governing contracts including offer and acceptance, consideration, contractual capacity, and legal purpose requirements.

Civil Law Act (Chapter 43): Provides framework for general contract law principles, interest rate restrictions, and enforcement of contractual obligations in Singapore.

Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data, including protection of employee information and consent requirements.

Companies Act (Chapter 50): Governs corporate matters including company authority to provide loans, director's duties, and corporate responsibilities in loan agreements.

Central Provident Fund Act: Addresses impact on CPF contributions and treatment of loan repayments in relation to Singapore's mandatory savings and pension scheme.

Bankruptcy Act: Covers implications of employee bankruptcy, priority of loan repayment, and recovery procedures in bankruptcy situations.

Employment of Foreign Manpower Act: Addresses considerations for foreign workers including work pass conditions, repatriation considerations, and specific requirements for non-citizen employees.