The House S&P Agreement is essential for any residential property transaction in Singapore, whether for HDB flats or private properties. This document serves as the primary contract between buyer and seller, outlining all crucial aspects of the property transfer including price, payment terms, property details, and completion requirements. It must comply with Singapore's strict property laws and regulations, including stamp duty obligations and, where applicable, restrictions on foreign ownership. The agreement is particularly important as it provides legal protection for both parties and serves as the basis for property registration with relevant authorities.
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1. Parties: Identifies and details the vendor and purchaser, including their full names, identification numbers, and addresses
2. Background: Provides context about the property transaction and the parties' intention to enter into this sale and purchase agreement
3. Definitions: Defines key terms used throughout the agreement including Property, Completion Date, Purchase Price, etc.
4. Property Details: Specific description of the property being sold including address, lot number, strata title details if applicable
5. Purchase Price: States the agreed purchase price, payment terms, deposit requirements and balance payment structure
6. Completion: Details of the completion date, time and place, and the obligations of both parties upon completion
7. Title and Transfer: Vendor's obligations regarding clean title and proper transfer of property ownership
8. Warranties: Vendor's warranties regarding the property condition, ownership, encumbrances, and compliance with laws
9. Property Condition: Agreement on the condition in which the property will be delivered to the purchaser
10. Termination: Circumstances under which the agreement may be terminated and the consequences thereof
1. CPF Usage: Required when buyer is using CPF funds for the purchase, including specific CPF Board requirements and procedures
2. Mortgage Details: Details of bank financing arrangements, required when property is being financed through a bank loan
3. Tenant Rights: Details of existing tenancy agreements and handover arrangements, required when property is currently tenanted
4. En Bloc Sale Provisions: Special provisions relating to en bloc sale potential, required for properties in older developments
5. Foreign Ownership: Additional requirements and approvals needed when purchaser is a foreign person under the Residential Property Act
1. Schedule 1 - Property Details: Detailed property specifications, floor plans, and boundary plans
2. Schedule 2 - Inventory List: Comprehensive list of fixtures, fittings, and furniture included in the sale
3. Schedule 3 - Payment Schedule: Detailed breakdown of payment milestones and amounts
4. Schedule 4 - Defects List: List of existing defects acknowledged by both parties
5. Appendix A - Property Title Documents: Copies of title documents, strata title certificates, and other relevant property documents
6. Appendix B - Regulatory Approvals: Copies of governmental approvals, certificates of title, and other regulatory documents
Relevant legal definitions
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