Moneylenders Act (Cap. 188): Primary legislation governing money lending activities in Singapore, including licensing requirements, interest rate caps, and regulated business practices
Moneylenders Rules: Subsidiary legislation providing detailed regulations for implementing the Moneylenders Act, including specific operational requirements and restrictions
Civil Law Act (Cap. 43): Fundamental legislation governing civil matters including contract law principles and enforcement of contractual obligations
Banking Act (Cap. 19): Regulatory framework for financial institutions if the lender is a bank or financial institution
Securities and Futures Act (Cap. 289): Relevant if any securities are involved as collateral or security for the loan
Bankruptcy Act (Cap. 20): Governs insolvency proceedings and creditor rights for individual borrowers
Companies Act (Cap. 50): Relevant for corporate borrowers, governing corporate lending and borrowing capabilities
Consumer Protection (Fair Trading) Act: Protects consumer interests in financial transactions including loans, if the borrower is a consumer
Unfair Contract Terms Act (Cap. 396): Regulates unfair terms in contracts and provides protection against unreasonable contract conditions
Stamp Duties Act (Cap. 312): Requirements for proper stamping of loan documents and associated fees
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in loan documentation and processing
