The Appraisal Confirmation Letter is a critical document in U.S. real estate transactions, used to formally communicate and confirm property valuation results. This document type emerged from the need for standardized communication of appraisal findings, particularly following increased regulation in the real estate and banking sectors. The letter typically includes property details, valuation methodology, final value conclusion, and the appraiser's professional credentials. It serves as a binding document that can be used for mortgage applications, property sales, insurance purposes, or legal proceedings. The format and content must comply with USPAP standards and other relevant federal and state regulations.
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1. Date and Address Block: Current date and recipient's complete address details
2. Property Identification: Detailed description of the subject property including full address and legal description
3. Appraisal Purpose: Clear statement of the purpose and intended use of the appraisal
4. Value Conclusion: Statement of the determined value and effective date of valuation
5. Appraiser Certification: Appraiser's professional credentials, certification number, and signature block
1. Scope of Work: Detailed description of the appraisal process used, included for complex properties or when specifically requested
2. Special Assumptions: Any extraordinary assumptions or hypothetical conditions that affect the valuation
3. Client Instructions: Specific requirements or instructions provided by the client that influenced the appraisal
1. Property Photographs: Recent photographs of the subject property's exterior and interior
2. Location Map: Map showing the property location and surrounding area
3. Comparable Properties Data: Detailed information about comparable properties used in the analysis
4. Professional Credentials: Copies of appraiser's licenses, certifications, and professional memberships
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