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A Close Credit Card Account Letter is a formal document used when an individual or business wishes to terminate their credit card account with a financial institution in the United States. This document is essential for creating a paper trail of the closure request and ensuring proper handling of the account termination process. It typically includes the cardholder's personal information, credit card account details, explicit closure request, and statements about account status. The letter must comply with various U.S. federal regulations, including the Truth in Lending Act and the Credit CARD Act of 2009, which govern credit card account management and consumer rights. This document is particularly important as it helps protect both the cardholder and the credit card issuer by clearly documenting the closure request and related terms.

1. Sender's Information: Full name, address, and contact details of the account holder

2. Date: Current date of writing the letter

3. Recipient's Information: Credit card company's name, department (if applicable), and full address

4. Account Details: Credit card account number, name on card, and any other relevant identifying information

5. Clear Statement of Request: Explicit statement requesting account closure

6. Account Status Declaration: Statement confirming that all outstanding balances have been paid or arrangement for final payment

7. Signature: Physical or digital signature of the account holder