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Bank Secrecy Act (BSA): Federal banking law that requires financial institutions to assist government agencies in detecting and preventing money laundering by maintaining appropriate records and reporting suspicious activity.

USA PATRIOT Act: Federal law that includes customer identification requirements for banks and financial institutions when opening new accounts, to verify the identity of persons opening accounts.

State Corporation Laws: State-specific laws governing corporate formation, operation, and authority. These vary by state and affect how company resolutions must be structured and executed.

Articles of Incorporation/Organization: Company's founding documents that may contain specific provisions about banking authority and financial operations that must be considered in the resolution.

Company Bylaws/Operating Agreement: Internal governing documents that specify procedures for corporate actions, including who has authority to open bank accounts and execute banking documents.

SEC Requirements: For publicly traded companies, regulations regarding disclosure and reporting of banking relationships and financial accounts.

IRS Requirements: Federal tax regulations including tax identification number requirements and Form W-9 compliance for opening bank accounts.

State Banking Laws: State-specific regulations governing banking relationships and account opening procedures within that jurisdiction.

Corporate Governance Requirements: Rules regarding proper authorization of corporate actions, including required officers' signatures and voting thresholds for banking decisions.

Uniform Commercial Code (UCC): State-adopted uniform laws, particularly Articles 4 and 4A, governing bank deposits, collections, and funds transfers.