The Home Buyer Contract Form is a fundamental document in U.S. residential real estate transactions, designed to protect both buyers' and sellers' interests. It is used when purchasing residential property and includes essential elements such as property description, purchase price, contingencies, and closing requirements. The document must comply with various federal regulations including RESPA and TILA, as well as state-specific real estate laws. This contract form serves as the foundation for the entire transaction and should be carefully reviewed by all parties involved.
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1. Parties: Identification of buyer and seller with full legal names and addresses
2. Background: Brief context of the transaction and property identification
3. Definitions: Key terms used throughout the contract
4. Property Description: Detailed legal description of the property and included fixtures
5. Purchase Price: Total amount and payment terms including deposit details
6. Closing Terms: Date, location, and requirements for closing
7. Representations and Warranties: Standard declarations by both parties regarding property condition and authority to sell/buy
1. Financing Contingency: Optional section covering terms related to buyer's ability to secure mortgage financing - include when buyer requires mortgage financing
2. Home Inspection Contingency: Optional section covering terms for property inspection and potential negotiations - include when buyer wants to conduct inspections
3. Sale Contingency: Optional section covering conditions related to buyer selling existing property - include when buyer needs to sell current home
4. Tenant Rights: Optional section covering existing tenant arrangements and obligations - include when property is currently tenanted
1. Property Disclosure Statement: Detailed disclosure of property condition and known issues
2. Fixture and Exclusions List: Itemized list of included and excluded items
3. Title Documents: Current title information and any encumbrances
4. Environmental Reports: Any environmental assessments or relevant reports
5. Floor Plans: Current layout and dimensions of the property
6. Home Inspection Report: Results of property inspection when completed
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