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HIPAA: Health Insurance Portability and Accountability Act - Federal law governing patient privacy and medical information protection requirements

TILA: Truth in Lending Act - Federal regulation requiring clear disclosure of lending terms and costs in financial agreements

FDCPA: Fair Debt Collection Practices Act - Federal law regulating the conduct of debt collectors and protecting consumers from abusive collection practices

State Usury Laws: State-specific regulations that set maximum allowable interest rates and terms for loans and credit agreements

UCC: Uniform Commercial Code - Standardized state laws governing commercial transactions, including promissory notes

CMS Guidelines: Centers for Medicare & Medicaid Services requirements for healthcare billing and documentation

State Medical Billing Laws: State-specific requirements for medical billing practices, documentation, and patient disclosure

Consumer Credit Protection Act: Federal law providing a comprehensive framework for consumer credit rights and creditor responsibilities

Hospital Price Transparency Rules: Federal requirements for hospitals to provide clear, accessible pricing information for services

State Contract Laws: State-specific requirements for contract formation, enforcement, and validity, including specific provisions for medical agreements

Statute of Limitations: State-specific time limits for initiating legal action to collect on medical debts

State Consumer Protection Laws: State-specific regulations protecting consumers from unfair or deceptive practices in medical billing and collections