Truth in Lending Act (TILA): Federal law that requires lenders to provide standardized disclosures about terms and costs associated with real estate transactions
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, requiring specific disclosures and prohibiting certain practices in real estate transactions
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information about their projects to potential buyers in interstate land sales
Foreign Investment in Real Property Tax Act (FIRPTA): Federal law requiring foreign persons to pay U.S. income tax on the gains from sale of U.S. real estate
State Property Laws: State-specific laws governing property rights, ownership, and transfer of real estate within the state jurisdiction
State Real Estate License Laws: State-specific regulations governing real estate professionals and their conduct in real estate transactions
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers
State Recording Statutes: Laws governing how property records must be documented and filed with local government offices
State Contract Laws: State-specific laws governing the formation, execution, and enforcement of contracts, including real estate agreements
State Real Estate Transfer Laws: State-specific regulations governing the transfer of real property, including deed requirements and transfer taxes
State Environmental Regulations: State-specific environmental protection laws affecting real estate transactions and property use
Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable
Local Zoning Laws: Municipal or county regulations governing property use, development, and restrictions
HOA Rules: Homeowners Association regulations affecting property use and transfer within specific communities
Property Tax Laws: Federal, state, and local laws governing the assessment and collection of property taxes
Title Insurance Requirements: Laws and regulations governing title insurance coverage and requirements in real estate transactions
Mortgage and Financing Regulations: Laws governing real estate financing, including mortgage requirements and lending practices
Lead-Based Paint Disclosure: Federal requirement for disclosure of lead-based paint hazards in properties built before 1978
