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1. Prepayment Provisions: Terms for early repayment of the note, including any penalties or benefits - include if early repayment is to be permitted

2. Insurance Requirements: Requirements for property insurance - include if specific insurance obligations are needed

3. Transfer Provisions: Terms governing the transfer or assignment of the note - include if the note is intended to be transferable

4. Co-signer Provisions: Terms applicable to co-signers - include if there are co-signers on the note

5. Additional Security: Provisions for additional security interests - include if multiple properties or other assets secure the note

6. Acceleration Clause: Conditions under which the entire amount becomes immediately due - include if immediate repayment options are desired

7. Subordination Provisions: Terms regarding subordination to other debts - include if there are other creditors with security interests

1. Schedule A - Property Description: Detailed legal description of the property, including deed information and property boundaries

2. Schedule B - Payment Schedule: Amortization schedule showing all payment dates, amounts, and allocation between principal and interest

3. Schedule C - Property Title Documents: Copies of relevant property title documents and proof of ownership

4. Appendix 1 - Property Valuation: Independent valuation report of the property serving as security

5. Appendix 2 - Existing Encumbrances: List of any existing mortgages, liens, or other encumbrances on the property