tiktok���˰�

1. Clawback Provisions: Terms for recovering forgiven amounts if certain post-forgiveness conditions are breached - include when there's a risk of employee misconduct or early departure after forgiveness

2. Security and Guarantees: Additional security requirements for the loan - include for higher loan amounts or higher-risk situations

3. Performance Metrics: Specific performance criteria linked to loan forgiveness - include when forgiveness is tied to specific achievements or targets

4. Multiple Loan Provisions: Terms governing multiple loans or advances - include when the agreement allows for additional future loans

5. Confidentiality: Terms regarding the confidential nature of the agreement - include for senior employees or when loan terms are sensitive

6. Insurance Requirements: Provisions requiring life or disability insurance - include for large loan amounts or extended forgiveness periods

1. Schedule 1 - Loan Details: Detailed breakdown of the loan amount, payment dates, and forgiveness schedule

2. Schedule 2 - Forgiveness Calculation: Formula and methodology for calculating loan forgiveness amounts over time

3. Schedule 3 - Performance Criteria: Detailed performance metrics and targets linked to loan forgiveness

4. Appendix A - Loan Application Form: Employee's original loan application and supporting documents

5. Appendix B - Payment Instructions: Bank account details and payment processing information

6. Appendix C - Employment Terms Reference: Reference to relevant employment contract terms affecting the loan agreement