tiktok³ÉÈË°æ

1. Islamic Banking Compliance: Required when the loan needs to comply with Sharia principles, including specific provisions for profit rate instead of interest

2. Guarantor Provisions: Used when there is a personal or corporate guarantor in addition to the collateral

3. Insurance Requirements: Detailed when specific insurance is required for the collateral

4. Additional Security Documents: Required when multiple forms of security or collateral are involved

5. Cross-Default Provisions: Included when the borrower has other loans or financial obligations with the lender

6. Special Purpose Vehicle: Required when the collateral is held through an SPV structure

7. Foreign Currency Provisions: Needed when the loan or collateral involves foreign currency

8. Co-Borrower Provisions: Used when there are multiple borrowers jointly taking the loan

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, fees, and payment schedule

2. Schedule 2 - Collateral Description: Detailed description and valuation of the collateral, including any registration numbers or identifying details

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Form of Drawdown Notice: Template for requesting loan disbursement

5. Schedule 5 - Security Documents: List and copies of additional security documents related to the collateral

6. Appendix A - Payment Schedule: Amortization table showing payment dates, principal, and interest breakdown

7. Appendix B - Collateral Valuation Report: Independent valuation report of the collateral

8. Appendix C - Required Insurance Certificates: Copies of required insurance policies for the collateral