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1. Investment Policy Statement: Used when providing investment advisory services, defining investment objectives and strategies

2. Portfolio Management Services: Include when offering discretionary or non-discretionary portfolio management

3. Insurance Advisory Services: Required when providing insurance-related financial advice

4. Tax Advisory Disclaimer: Include when advice may have tax implications but tax advice is not part of the service

5. International Services: Required when providing cross-border advisory services within EU

6. Sub-Advisory Arrangements: Include when working with other financial professionals or firms

7. Digital Services: Required when providing online or digital advisory services

1. Schedule A - Fee Schedule: Detailed breakdown of all fees, charges, and commission structures

2. Schedule B - Services Description: Comprehensive list and description of all services offered

3. Schedule C - Client Risk Profile: Template for client risk assessment and investment profile

4. Schedule D - Compliance Procedures: Detailed compliance procedures and regulatory requirements

5. Appendix 1 - Required Client Documentation: List of required client documents and verification requirements

6. Appendix 2 - Privacy Policy: Detailed privacy policy and data protection procedures

7. Appendix 3 - Professional Credentials: Advisor's qualifications, registrations, and professional memberships

8. Appendix 4 - Complaint Handling Procedure: Process for handling client complaints and dispute resolution